Frequently Asked Questions

IntuiVest Financial Group is a vertically integrated, regional direct lender that sources, underwrites, funds and services both personal and commercial loans. We offer a private, secure and uncomplicated way for qualified investors to discover, analyze, review and invest in personal and commercial loans.

Our Member Services team is standing by to help you 24/7 with any issues or concerns. You can contact us through our website contact form or reach out via direct email for immediate assistance.

We offer a comprehensive range of loan products including personal loans, auto loans, home mortgages, business loans, debt consolidation loans, and education loans. Each loan type is designed to meet specific financial needs with competitive rates and flexible terms.

Yes, absolutely. We use bank-level security measures including 256-bit SSL encryption to protect your personal and financial information. We are fully compliant with industry standards and regulations to ensure your data remains private and secure.

You can apply for a loan by filling out our secure online application form. The process takes just a few minutes and requires basic personal and financial information. You can also call us directly to apply over the phone with one of our loan specialists.

Typically, you'll need a valid government-issued ID, proof of income (pay stubs or tax returns), bank statements, and information about your employment. Additional documents may be required depending on the loan type and amount.

Most applications receive a decision within 24 hours. For personal loans, approval can be as fast as a few hours. More complex loans like mortgages may take 2-3 business days for final approval.

IntuiVest Financial Group is committed to sending information to lenders quickly and accurately. Using mail, email, or fax would introduce the possibility of transcription errors, unnecessary delays, and additional costs. That's why we only accept loan requests through our secure online forms or over the phone where we can confirm the information you provide.

Our interest rates vary depending on the loan type, amount, term length, and your creditworthiness. We offer competitive rates starting from 6% APR for qualified borrowers. Use our loan calculator to get a personalized rate estimate.

Loan amounts vary by loan type: Personal loans from $1,000 to $50,000, Auto loans up to 90% of vehicle value, Home mortgages up to $2 million, Business loans up to $5 million, and Education loans covering full tuition costs.

Repayment terms depend on the loan type: Personal loans 2-7 years, Auto loans up to 7 years, Mortgages 15-30 years, Business loans 1-25 years, and Education loans with flexible repayment options including deferment during school.

We believe in transparency. There are no application fees for most loan types. Some loans may have origination fees, which will be clearly disclosed before you accept the loan. We never charge prepayment penalties, so you can pay off your loan early without additional costs.

You can make payments through our secure online portal, set up automatic bank transfers, mail a check, or call our customer service line. We also offer mobile payment options for your convenience.

Yes, you can pay off your loan early without any prepayment penalties. This can save you money on interest charges. You can make extra payments toward your principal at any time.

If you miss a payment, please contact us immediately. We offer grace periods and can work with you to establish a payment plan. Late fees may apply, and missed payments could affect your credit score.

Yes, you can request to change your payment due date to better align with your budget. Contact our customer service team, and we'll work with you to find a suitable payment schedule.